About Us

HOW I WORK

Discover More About Us

With over 30 years of collective experience in the loan industry, our team of banking professionals has assisted 160+ clients across Tamil Nadu and major metro cities. We specialize in providing reliable loan solutions tailored to personal needs, ensuring timely results for salaried individuals and business owners alike.

We take the time to understand your current loans and financial situation. Our services include reviewing and organizing your existing loans, helping you reduce monthly payments, and streamlining your finances. If you need a new loan, we manage the entire application process to save you time and money.

All our loans are processed through RBI-approved banks and non-banking financial companies (NBFCs). Whether you’re looking to secure a new loan, reduce EMIs on existing ones, or consolidate multiple loans into one, we’re here to make the process easy and efficient.

OUR BENEFITS

We are here manage Your finance

Our Mission

We focus on helping you save more with "Lesser EMIs and Higher Savings" by finding the best solutions for your needs.

Our Vision

At Loan Planner, we help people across Tamil Nadu, especially businessmen, secure new loans with lower interest rates.

Who we are

Detailed information about what we do & who we are

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General Faq

Will Loan planner help to get new loans at less emi ?

Yes !! We support Business owners & Salaried people to get new loans ate lesser emi .

Personal  loan /Home Loan / Used car loan / Business Loan /Loan Against property / Machinery Loan / Project finance /Supply chain finance / OD AC Etc.

What is Main Criteria to get new Loans / Emi Reduction /Loan consolidation ?
Cibil score need to be Min 700 + Without any delay payment or Bounce In Any existing loans in last 1 year and any loan settlement in any loans including credit card etc.
What makes LoanPlanner different from other financial services?

We specialize in personalized loan solutions, focusing solely on reducing your financial burden. Unlike generic financial services, we tailor strategies like EMI reduction, loan consolidation, and new loan optimization to suit your unique situation.

How does the EMI reduction process work?

Our experts analyze your existing loans, interest rates, and repayment terms. Based on this, we recommend strategies like balance transfers, negotiating better rates, or extending loan tenure to lower your monthly payments.

Why should I consolidate my loans?

Loan consolidation simplifies your finances by combining multiple loans into one. It reduces the stress of tracking multiple EMIs and often lowers your overall repayment amount through better interest rates and terms

Can you help even if my credit score is low?

Its depends upon the Score and the Complications on it , we work with lenders who consider more than just your credit score. We also offer guidance on improving your score to secure better terms in the future.

Will consolidating loans increase my overall debt?

No, consolidation is not about taking on more debt but restructuring your existing loans for better repayment terms and lower monthly EMIs.

Is it possible to reduce my EMI without increasing my loan tenure?

Yes, we can help reduce your EMI by negotiating lower interest rates or transferring your loan to a more affordable lender without necessarily extending the tenure.

Will switching loans or consolidating them affect my credit score?

Properly managed, these processes should not negatively impact your score. In fact, better repayment terms can improve your credit score over time.

Will LoanPlanner help to settle my Loans with Banks & Lenders ?

No !! We are not doing the settlement service.

How much can I save with your services?

Savings vary depending on your loan type, tenure, and interest rates. On average, customers save between 10–30% on monthly EMIs after restructuring or consolidation.

How long does it take to reduce my EMI or consolidate loans?

The process usually takes 7 Days- 4 weeks, depending on the complexity of your case and lender responsiveness & Types of loan .

Do you handle all types of loans?

Yes, we assist with personal loans, credit card debt, car loans, home loans, Online Mobile App Loans ,Business Loans ,OD Ac etc and more loans having Loan tenure more than 2 years .We will Not handle Education /Gold Loan / Agriculture / Self help loans.

How do I ensure the lenders you recommend are trustworthy?

We work only with Reserve Bank approved Commercial & Scheduled Government & Private banks, NBFCs, and Not with any Private finance or Private money lenders. Each recommendation is carefully vetted to ensure safety and transparency.

How do I get started with LoanPlanner?

Simply fill out the inquiry form on our website or call our helpline. We’ll arrange a free consultation to understand your needs and provide a solution tailored to your situation.

Why Choose LoanPlanner?

We are committed to making loans stress-free and affordable. With our expertise, you can save money, streamline finances, and regain control over your financial goals.

FAQs for Business Owners

Can you help reduce the EMIs for my business Related loans & What is the Maximum Loan Amount ?
Yes, we specialize in restructuring business Related loans to reduce EMIs. This includes negotiating lower interest rates, extending loan tenure, or transferring your loan to a lender with better terms.The loan amount Maximum we can consolidate or Help to get new loan in Max upto 50 Crores.
Absolutely! We can help combine multiple business related loans such as Mortgage Loan , Long term loans ,Car Loans , Home Loan, OD AC, Machinery Loan into a single loan, making repayments easier to manage and potentially reducing the overall cost of borrowing.
Consolidation simplifies your finances by reducing the number of EMIs you pay each month. It can also improve your cash flow by lowering monthly repayments, giving you more flexibility to reinvest in your business.
Consolidation simplifies your finances by reducing the number of EMIs you pay each month. It can also improve your cash flow by lowering monthly repayments, giving you more flexibility to reinvest in your business.
Yes, we can recommend lenders who offer flexible repayment options, such as EMIs linked to your cash flow or seasonal revenue patterns.
Can I reduce my loan EMIs without impacting my working capital?
Yes, our goal is to minimize your EMI burden without compromising your business operations. We focus on optimizing loan terms while ensuring your working capital needs are me
Will consolidating business loans affect my credit score or business credibility?
No, loan consolidation done properly will not harm your credit score or credibility. In fact, simplifying repayments and reducing defaults can improve your credit standing over time.
No, loan consolidation done properly will not harm your credit score or credibility. In fact, simplifying repayments and reducing defaults can improve your credit standing over time.
Yes, we handle both types of loans. Whether it’s a term loan, working capital loan, overdraft facility, or invoice financing, we can help restructure or consolidate it.
I need a new loan for business expansion but want lower EMIs. Can you help?
Definitely! We analyze your requirements and recommend lenders offering loans with competitive interest rates and repayment terms that align with your business needs.
Definitely! We analyze your requirements and recommend lenders offering loans with competitive interest rates and repayment terms that align with your business needs.
Yes But its largely depends on How many months Payment was missed & Reasons and lender policy regarding late payment, we specialize in working with borrowers facing repayment challenges. We can negotiate with lenders to restructure your loan or consolidate it to make repayments manageable. But Entirely the final decision is based on lender policy .
Do you offer services for startups with limited credit history?
No , we can assist businesses More than 2 years Business vintage with valid Governmenrt registered Documents etc ( Msme ,Gst ,any other valid Government Registered )
How do I ensure my business benefits from your service in the long term?
How do I ensure my business benefits from your service in the long term?

FAQs for Salaried Individuals

Can you help reduce my personal loan or home loan EMIs?
Yes, we can help reduce EMIs by negotiating better interest rates, transferring your loan to a more affordable lender, or extending the loan tenure to lower monthly payments.
I have multiple loans, including a personal loan and credit card debt ,Online Mobile app loans . Can you consolidate them into one?
Absolutely! We specialize in consolidating multiple loans and debts into one, making repayments easier and more affordable. Only thing you have to pay emi regularly without any delay payment.
How does consolidating loans help me as a salaried person?
Consolidation simplifies your finances by merging multiple EMIs into one. This reduces your monthly burden and often results in better repayment terms, saving you money.
Will my credit score improve if I consolidate my loans?
Yes, consolidating loans can improve your credit score over time by simplifying repayments and ensuring you avoid missed payments.